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Tuesday, April 14, 2026

Social Security decisions are often framed as a single question: “When should I start drawing benefits?” That question matters, but it can also be limiting. The better question is: how does Social Security fit into my overall...

Thursday, April 2, 2026

If you are a parent of a teen or young adult, how do you teach them to make confident money decisions before the stakes are high? Teaching teens and young adults about money is less about formal instruction and more about repeated...

Tuesday, March 24, 2026

We've been hearing from some of you in recent weeks and realize that the news headlines can cause anxiety and worry. Remember last year at this time, we were dealing with the sudden announcement of higher-than-expected tariffs...

Monday, March 23, 2026

Key TakeawaysHere are some questions this blog aims to answer:How can parents or grandparents help with a down payment for adult children?What are ways to gift a down payment, and how do the annual gift tax exclusion and lifetime...

Monday, March 2, 2026

Key TakeawaysHow much wealth are women on track to control in the next decade, and why does that matter?What does the life expectancy gap between women and men mean for how long money needs to last?How common is it for women to be...

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Tuesday, February 24, 2026

Key TakeawaysTreat tax strategy as a continuous process, not a once-a-year filing exercise.Coordinate with financial and tax professionals throughout the year to identify opportunities for efficiency.Review contribution limits,...

Wednesday, February 11, 2026

Key TakeawaysEmotions and biases might influence financial choices more often than most people realize.Behavioral patterns, such as loss aversion, familiarity bias, and herd mentality, can impact long-term results.Recognizing emotional...

Tuesday, February 3, 2026

Thursday, January 29, 2026

Artificial intelligence (AI) may be the most revolutionary technology of our time, with industries scrambling to embrace its possibilities. AI’s early influence seems similar to the positive disruptions brought about by past...

Tuesday, January 6, 2026

As we begin a new year and consider the opportunities ahead, reflecting on the past year helps put today’s financial landscape into perspective and informs the strategies that can move us closer to our goals.2025 was a year marked by...

Wednesday, December 17, 2025

Key Takeaways and Suggestions for Successful Goal Setting Use SMART Goals for Clarity and FocusSet goals that are Specific, Measurable, Achievable, Relevant, and Time-bound. This proven method helps break big ambitions into manageable...

Tuesday, December 2, 2025

Key Takeaways A third of annual donations: About one-third of all charitable contributions are made in December. Donating before December 31 may offer tax advantages. New rules starting in 2026 (via the OBBB Act) may affect deductions...

Wednesday, November 12, 2025

Key Takeaways Caring for aging parents is a growing reality for many Americans. The number of family caregivers in the U.S. has jumped to 63 million, a 45 percent increase over the past decade, making 1 in every 4 Americans a...

Tuesday, November 4, 2025

Key Takeaways Year-end holidays may be a good time to initiate a discussion about financial matters that may impact your family. If you have adult children, you may want to discuss your financial situation, estate strategy, and legal...

Tuesday, October 7, 2025

Walking Together for a Brighter Future Last Saturday October 4th, Team Mirus Cares again participated in the annual Walk to End Alzheimer’s to honor the millions of families affected by this heartbreaking disease — and to keep moving...

Friday, September 26, 2025

Q3 2025: Mirus Matters We hope you all enjoyed a terrific summer and are leaning into the crisp mornings and evenings of Fall! We want to provide a brief update regarding Mirus and our plans for the remainder of 2025. Replacing Maily...

Friday, September 12, 2025

The new OBBA bill brings major tax changes for Mirus clients: $15M estate exemption (2026), $40K SALT cap expansion, $6K senior deduction, enhanced 529 plans, and permanent tax rates.

Wednesday, September 10, 2025

Join us for a special webinar with Carl Richards, NYT best-selling author and creator of The Behavior Gap.

Wednesday, September 10, 2025

Today we wanted to quickly highlight a popular financial planning mechanism at Mirus Planning: the Qualified Charitable Distribution. (QCD). What are they? This is a charitable distribution directly from individual retirement accounts...

Thursday, August 14, 2025

Behavior Matters: Finding Our Everest & Financial Life Planning "Circumstance is what is happening to you; choice is how you deal with it. Choose Wisely." Coach Chris Hauth, 29029 Mind Coach and former US Olympic Swimmer As I reflect...

Monday, August 4, 2025

This past weekend, I was so fortunate and pleased to complete the 29029 Event at Snowbasin Utah with my oldest son, Isaac (20). https://29029everesting.com/products/snowbasin-2025 For those unfamiliar, 29029 is an endurance event where...

Wednesday, July 16, 2025

Wondering what’s changed — and what hasn’t — so far this year? Join Chad and Kyle for a live conversation on key market trends, planning updates, and what to keep an eye on as 2025 continues.

Wednesday, June 25, 2025

You’ve likely spent years building your retirement nest egg—saving diligently, investing wisely, and contributing to retirement accounts along the way. But transitioning from earning a paycheck to relying on your savings can feel...

Thursday, June 12, 2025

As I reflect on these past few months, I'm excited to share how our ongoing work together is creating a meaningful impact, both for you and our wider community. Let me walk you through what we've been up to and what's ahead. Learning...

Wednesday, June 11, 2025

Despite those who say the conventional wisdom that has guided investor actions over the years is no longer valid in 2025, remember the famous quote from legendary investor Sir John Templeton: "The four most dangerous words in...

Monday, June 2, 2025

Washington State Estate Tax: Legislative Update The State of Washington has just rolled out its most significant estate tax overhaul in years as part of a comprehensive tax revenue overhaul to fund a large budget shortfall. On July 1st...

Monday, April 7, 2025

Q1 2025 Update: Special note: This blog was to be sent out on April 2nd, which coincidentally coincided with a major update from the White House. Instead of rewriting our entire post, we have included an additional appendix with an...

Friday, April 4, 2025

Many people are surprised to learn that the Washington State estate tax is one of the highest in the country, with a progressive tax rate ranging from 10% to 20%, and an exemption threshold of just $2.193 million per person in 2025....

Thursday, April 3, 2025

Mega Backdoor Roth 401(k): Instruction & Strategy What is the Mega Backdoor Roth 401k? The Mega Backdoor Roth 401(k) strategy represents one of the most powerful tools available to high-income earners seeking to optimize their...

Wednesday, April 2, 2025

Following the end of each quarter, I plan to provide a quick update about recent Mirus projects, experiences, and opportunities. We hope you find our activities informative, helpful, and reassuring. Mirus Planning Quarterly Webinars |...

Friday, February 28, 2025

“Courage is resistance to fear, mastery of fear, not absence of fear.” — Mark Twain As we have interacted with many of you in recent weeks, we have noticed some frayed nerves and concerns, given the “news” coming from Washington, D.C....

Wednesday, February 26, 2025

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Friday, January 10, 2025

We hope you and your loved ones are experiencing a fantastic start to 2025! Reflecting on the past year, it’s clear that 2024 brought surprises, challenges, and opportunities in the ever-evolving financial and economic landscape. While...

Thursday, November 7, 2024

As we approach the end of the year, it's a great time to review your financial situation and optimize your planning matters. Here’s a comprehensive checklist to help you take advantage of potential planning and year-end deadlines. 1....

Tuesday, November 5, 2024

This year’s Osaic ConnectED National Conference in Orlando was an unforgettable experience for the Mirus Planning Team! We enjoyed both soaking up the sun and the incredible opportunities for collaboration and growth in the financial...

Wednesday, October 2, 2024

In the ever-changing landscape of personal finance and markets, creating a robust financial plan is both an art and a science. At Mirus Planning, we understand that the world has already shifted once we print our financial projections....

Monday, September 30, 2024

We had a fantastic time supporting the Alzheimer's Association® at the Walk to End Alzheimer's® at Seattle Center! This year, our team, Mirus Cares, comprised about 10 walkers. What started as a cloudy Saturday turned into a bright,...

Thursday, September 5, 2024

We hope you enjoyed a terrific summer. Now that Labor Day weekend is over, our Fall season is upon us! Since our recent “home office” name changed from Securities America to Osaic Wealth in June, we have had several questions regarding...

Wednesday, August 14, 2024

In this video, our very own Kyle Temple provides a clear overview of how to use the Mirus Client Portal and various custodian websites to manage your account documents and details. What You’ll Learn: How to use the Mirus Client Portal...

Wednesday, July 17, 2024

We hope you had a fun and safe 4th holiday weekend! Time seems to fly by, as we are already halfway through 2024! That means it is time for us to provide our semi-annual review of financial markets and the economy. As usual, we will...

Tuesday, June 25, 2024

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Wednesday, February 21, 2024

Want to be able to view your Mirus accounts online? Perhaps you already have access to the client portal but haven’t explored all the features and resources available? Be sure to tune into our eMoney Client Portal Tour! Due to popular...

Thursday, February 15, 2024

Click here to view slides Excited about what’s in store for the markets in 2024? Please join us for an exclusive conversation with market strategist Phil Blancato, CEO of Ladenburg Thalmann Asset Management. You won’t want to miss...

Tuesday, January 23, 2024

We hope 2024 is off to a great start for you and your loved ones! As we step into a new year full of possibilities, we wanted to provide an update on what has happened in the always evolving financial and economic landscape. While we...

Friday, January 5, 2024

Welcome to the Behavior Matters Book Club! Here you can find the summaries and recordings for our meetings.

Thursday, January 4, 2024

Here at Mirus Planning, fostering connections with our clients goes beyond transactions; we strive to help enrich their lives. One of the cornerstones of our office culture is optimizing wellbeing for peak performance. In the midst of...

Thursday, December 14, 2023

“In the end, it’s not the years in your life that count. It’s the life in your years.” — Abraham Lincoln As many of you know, the idea of the “go-go” years, the “slow-go” years, and the “no-go” years have been part of our Mirus...

Wednesday, November 8, 2023

Planning for the future, whether for yourself or an aging family member gives us a lot to think about. Lisa Mayfield founded Aging Wisdom in 2003 to help individuals and families navigate health and memory changes by identifying the...

Tuesday, October 3, 2023

What a weekend! We had an awesome time supporting the Alzheimer's Association® by participating in the Walk to End Alzheimer's® at Seattle Center. Our team, Mirus Cares, was comprised of about 6 walkers this year, and on Saturday, the...

Wednesday, March 15, 2023

We thought it would be valuable to provide an update and our views on some of the headlines that have been coming across TVs and newspapers in the past few weeks. Between recent regional bank failures and rumors of government shutdowns...

Tuesday, February 7, 2023

Fraud can happen to anyone. With times getting tougher, criminals are more motivated than ever to deceive, manipulate, and abuse. To help you and your family protect your finances, here’s how to identify some of the most common scams....

Monday, January 9, 2023

A key part of our job is to stay up-to-date on the continuously changing legislative and tax code environment that may impact our clients. Successful planning involves navigating new changes that come our way, both the good and bad....

Friday, December 2, 2022

The holiday season is supposed to be a cheerful time spent celebrating with family and friends. Unfortunately, for many, “the most wonderful time of year” also brings a great deal of anxiety and stress. Lack of time, financial burden,...

Thursday, October 6, 2022

If you are a long-time client of Mirus Planning, you know the importance we place on buckets in our planning framework. With current market volatility, I thought it would be prudent to send out a refresher on the approach. In a...

Tuesday, October 4, 2022

I am excited to share a few updates from us at Mirus Planning ~ What a weekend! We concluded our 8th year of supporting the Alzheimer's Association® by participating in the Walk to End Alzheimer's® at Seattle Center. Our team, Mirus...

Wednesday, December 1, 2021

At Mirus Planning our best work is done when we have the most complete and accurate information available from our clients. Having up-to-date Social Security information is key when developing retirement income plans for our clients....